FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Peace of Mind, Flexibility, and Returns

Earn interest & access FDIC insurance on deposits > $250,000

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Enjoy Peace of Mind & Earn a Smart Return

Do you have deposits totaling more than $250,000? Safeguarding your funds remains a top priority of ours, which is why we have partnered with IntraFi/CDARS – to bring our customers peace of mind, knowing funds placed in this product have access to millions of dollars in aggregate FDIC insurance across network banks, backed by the full faith and credit of the U.S. Government.

Benefits of Using ICS®/CDARS®

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Earn a smart return
Funds placed through ICS may earn returns that compare favorable to Treasuries and government money market mutual funds
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Manage liquidity
Enjoy access to funds placed into demand deposit accounts and money market deposit accounts
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Bask in ease
Eliminate ongoing collateral-tracking requirements, footnoting uninsured deposits in financial statements, and manually consolidating multiple accounts –freeing up more time to accomplish your organization’s goals
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Get the transparency you want
Check demand deposit account and money market deposit accountbalances and otherkeyinformation online, 24/7, and receive detailed, monthlystatements

ICS®, the IntraFi Cash ServiceSM, and CDARS® are smart, convenient ways to safeguard your large deposits. With ICS®, your funds are placed into money market deposit accounts. With CDARS®, funds are placed into CDs (Certificate of Deposit). The best part – you can feel good knowing that the full amount of your funds placed through ISC and CDARS can stay local to support lending opportunities that build a stronger community.*

Safety in Large Numbers Member FDIC Insurance for Deposits > $250,000

How Does ICS® Work?

ICS is a trusted, tested product used by thousands of businesses, government entities, and institutional investors across the nation for cash management needs. Enjoy daily liquidity on funds placed through ICS and earn interest at a rate set by our bank. Rates often compare favorably to treasuries and government money market mutual funds and avoid the risks associated with prime money market funds. Record keeping is transparent, detailed, and simple—view balances online, 24/7, and receive just one regular statement. And, of course, your confidential information remains protected. Ask us about ICS today.

How Does CDARS® Work?

CDARS is a trusted, tested product used by thousands of businesses, government entities, and institutional investors across the nation for cash management needs. With CDARS, funds are placed into CDs and earn interest at a rate set by our bank. Rates often compare favorably to treasuries and government money market mutual funds and avoid the risks associated with prime money market funds. Recordkeeping is transparent, detailed, and simple—view balances online, 24/7, and receive just one regular statement. And, of course, your confidential information remains protected. Ask us about CDARS today.

Do you want peace of mind with your deposits over $250,000?

Fill out our Contact Form, or call (734) 475-1355 to learn more, today!

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