Checking
From small start-ups to large-scale corporations, from DBA to nonprofits, we've got banking solutions tailored to your unique business needs. Let's manage your financial growth together!
Business Interest Checking
Maximize your business potential! Make your extra checking funds work for you and enjoy competitive interest earnings.
Business Plus Checking
Streamlined checking for your larger business. Keep operations smooth with our business services.
Micro Business Advantage Checking
As a small business, you help keep our local economy thriving. Let us help you succeed with checking that helps you save.
Savings
Looking to achieve your business savings goals? Explore our solutions ranging from traditional savings accounts, money markets to CDs. Let's grow together!
Business Money Market Account
Unlock your business's potential with a business money market account
Business Statement Savings
Grow your business with our Business Statement Savings Account
Business Certificates of Deposit (CDs)
There isn’t much that’s certain in business. A CD is the exception. Enjoy peace of mind with guaranteed earnings for the term you choose.
Combined Money Market Savings
Maximize earnings on your higher business savings balance. Watch it grow with competitive, tiered rates.
Combined Business Statement Savings
Link this account to your CSB business checking to keep your savings clean and simple. Enjoy the convenience of one, combined statement.
Loans
Looking for personalized lending solutions to help your business soar? At CSB, we make decisions with local considerations. Embark on this journey with us. Let's grow your business together!
Letter of Credit
Inspire confidence and add more certainty to larger purchases — guarantee payment with a letter of credit from Chelsea State Bank.
Business Lines of Credit
Be prepared for anything with cash flow you can access anytime. Finance seasonal fluctuations, inventory, and more.
SBA Loan
Sometimes a government-backed loan is the way to go — especially if you may not qualify for traditional loans. Consider a SBA Loan for your business.
Commercial Loans
Get the right space at the right rate — whether it’s for purchase, refinance, or construction.
Equipment Loans
More than ever, our businesses rely on working equipment. Ensure day-to-day operations continue smoothly with the equipment you need.
Treasury Management
Our Treasury Products are thoughtfully designed to guard against fraud. Pick one of our trusted packages, or mix and match with add-on services for a perfect fit.
Remote Deposit
Biz-Enjoy more lunch breaks actually eating lunch instead of heading to a branch. Deposit checks directly from your desk with remote deposit capture.
Positive Pay
Enjoy more peace of mind. Catch fraud before the money leaves your account with this convenient and valuable service.
Overdraft Protection
CSB Overdraft Protection offers you a personal line of credit combined with the simplicity & convenience of your checking account — you are in control
Cash Management
Reach your optimum operating efficiency with our cash management services. Simply choose the services that will help you succeed.
Payroll Direct Deposit Services
Directly deposit payroll to employee accounts at any financial institution in the country — while saving money on every paycheck you issue
Funds Transfer Services
Boost business efficiency by making payments and moving money with ease and accuracy.
Business Online Banking
Know the pulse of your business day and night — in the office or across the country. Easily manage your money anywhere you have an internet connection
Merchant Card Services
Reduce Your Operating Costs, Improve CashFlow & Minimize Exposure to Fraud & Risk