Buying a home has always been built into the American dream, but in the wake of the housing crash, a new generation of homebuyers is treading more carefully whether to buy instead of rent a home. Havi...

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Thanks to less-than-ideal market factors like the mortgage crash of 2008, the ongoing student debt crisis, and record-setting unemployment rates, many Millennials have had to delay major life events i...

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You want to buy a home but have little or no money for a down payment. First, don’t give up because there are options. No Down Payment Mortgage Option Take a look at a no down payment United State D...

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There are a number of questions that you will have once you decide you want to buy a house. Here are the first four questions out of the gate that you need to ask your mortgage lender. What mortgage t...

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Buying a house involves getting approval for a large amount of money through a loan. You are not getting approval for a credit card or line-of-credit. A home purchase is most likely the single largest...

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The USDA mortgage loan program is one of the best-kept secrets in the home buying market today. This zero-down, 100 percent financing home loan is sponsored by the United States Department of Agricult...

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Local lending with community banks makes sense when you want personal service, knowledgeable lenders and local decisions – which makes the process go smoother for you. Working with Chelsea State Ban...

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Some of the criteria that qualify you for a USDA mortgage loan in Michigan include — income, down payment, credit scores, and more. Getting a USDA loan is not much different than getting a conventio...

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Know before you buy is good advice. When buying a home, it’s important to understand what you can afford. That’s why getting pre-qualified for a mortgage is the best way to start. A mortgage pre-q...

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