Chelsea State Bank Changes Course I am excited to begin my next chapter at Chelsea State Bank. My other half Rick is a Chelsea native, and my daughter Emma and son Cole attend school in Chelsea. Chels...

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If the appraisal for your dream home is lower than your offer, you need to look at your next steps. Don’t panic, you do have many options. Check Appraisal Contingency Clause First, look over the app...

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Becoming a homeowner is a huge financial undertaking, requiring far more than a simple down payment. So how do you determine exactly how much do you need to save to buy your first house? First, start ...

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Know before you buy – good advice for all consumers, especially when buying your first home. There’s a certain logic to doing things in a specific order. Getting prequalified is one of those logic...

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Becoming a homeowner is a huge financial undertaking. In addition to the upfront costs like a down payment, getting loan approval for the appraised purchase price of the home and closing costs, you al...

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The Board of Directors of Chelsea State Bank recently have announced Joanne Rau as the next president of Chelsea State Bank. Joanne will begin as President on October 1. At that time, current Presiden...

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Home ownership makes sense for millennials for an assortment of social and family reasons. It also makes sense financially, both in the short and long-term. We have compiled 7 reasons to buy a house f...

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Saving a down payment is one of the most important—and often most challenging—aspects of buying a home, especially for millennials. Unfortunately, many millennials struggle with getting a down pay...

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Buying a home has always been built into the American dream, but in the wake of the housing crash, a new generation of homebuyers is treading more carefully whether to buy instead of rent a home. Havi...

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