Becoming a homeowner is a huge financial undertaking. In addition to the upfront costs like a down payment, getting loan approval for the appraised purchase price of the home and closing costs, you al...

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The Board of Directors of Chelsea State Bank recently have announced Joanne Rau as the next president of Chelsea State Bank. Joanne will begin as President on October 1. At that time, current Presiden...

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Home ownership makes sense for millennials for an assortment of social and family reasons. It also makes sense financially, both in the short and long-term. We have compiled 7 reasons to buy a house f...

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Saving a down payment is one of the most important—and often most challenging—aspects of buying a home, especially for millennials. Unfortunately, many millennials struggle with getting a down pay...

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Buying a home has always been built into the American dream, but in the wake of the housing crash, a new generation of homebuyers is treading more carefully whether to buy instead of rent a home. Havi...

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Thanks to less-than-ideal market factors like the mortgage crash of 2008, the ongoing student debt crisis, and record-setting unemployment rates, many Millennials have had to delay major life events i...

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Paying off debt at lower rates with a personal loan has advantages as well as some downsides. It’s always a good idea to avoid debt when possible, but sometimes life can offer an opportunity or get ...

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Aims to Raise Public Awareness This month, October, is National Cybersecurity Awareness Month (NCSAM) and it’s now in its 15th year as an annual initiative to raise awareness about the importance of...

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Before you proceed with a decision to refinance a home, you need to do your homework. Fortunately, Chelsea State Bank has put together the Beginner’s Guide to refinancing your home. The reasons for ...

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