Saving a down payment is one of the most important—and often most challenging—aspects of buying a home, especially for millennials. Unfortunately, many millennials struggle with getting a down pay...

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Buying a home has always been built into the American dream, but in the wake of the housing crash, a new generation of homebuyers is treading more carefully whether to buy instead of rent a home. Havi...

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Thanks to less-than-ideal market factors like the mortgage crash of 2008, the ongoing student debt crisis, and record-setting unemployment rates, many Millennials have had to delay major life events i...

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Paying off debt at lower rates with a personal loan has advantages as well as some downsides. It’s always a good idea to avoid debt when possible, but sometimes life can offer an opportunity or get ...

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Aims to Raise Public Awareness This month, October, is National Cybersecurity Awareness Month (NCSAM) and it’s now in its 15th year as an annual initiative to raise awareness about the importance of...

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Before you proceed with a decision to refinance a home, you need to do your homework. Fortunately, Chelsea State Bank has put together the Beginner’s Guide to refinancing your home. The reasons for ...

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A data breach that compromises your identity can have a long-term emotional impact on your health, in addition to challenges you will have developing your personal strategy to protect your health and ...

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There are many reasons a person might want to refinance their home. Beyond getting a lower interest rate and lowering your costs to save you money, other factors to consider in a refinancing decision ...

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There are many ways to prevent identity theft. But look closely at these five steps. Sometimes they are so simple or heard of so often, we fail to recognize them as the most critical to protecting o...

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