You want to buy a home but have little or no money for a down payment. First, don’t give up because there are options. No Down Payment Mortgage Option Take a look at a no down payment United State D...

Read more

There are a number of questions that you will have once you decide you want to buy a house. Here are the first four questions out of the gate that you need to ask your mortgage lender. What mortgage t...

Read more

Buying a house involves getting approval for a large amount of money through a loan. You are not getting approval for a credit card or line-of-credit. A home purchase is most likely the single largest...

Read more

The USDA mortgage loan program is one of the best-kept secrets in the home buying market today. This zero-down, 100 percent financing home loan is sponsored by the United States Department of Agricult...

Read more

Local lending with community banks makes sense when you want personal service, knowledgeable lenders and local decisions – which makes the process go smoother for you. Working with Chelsea State Ban...

Read more

Some of the criteria that qualify you for a USDA mortgage loan in Michigan include — income, down payment, credit scores, and more. Getting a USDA loan is not much different than getting a conventio...

Read more

Today, FHLBank Indianapolis awarded James (Jim) Wolfington, Vice President, Chelsea State Bank with the Community Spirit Award at the 2018 Building Michigan Communities Conference. The Community Spiri...

Read more

Chelsea, Mich., April 23, 2018 – The Board of Directors of Chelsea State Bank recently announced the promotions of Mary Lee Penney to Executive Vice President, Mark Burmis to Senior Vice President, ...

Read more

Know before you buy is good advice. When buying a home, it’s important to understand what you can afford. That’s why getting pre-qualified for a mortgage is the best way to start. A mortgage pre-q...

Read more