The holidays are just around the corner, and that means many of us will be making purchases online to avoid large crowds and busy mall traffic. While online shopping has made our lives easier, it also...

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Bob needs to learn about how to build credit, and he’s not really sure what that means so he goes to talk to the experts....

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You can, but it is difficult. That’s the short answer. Home equity loans and home equity line-of-credit loans or HELOC provide you with cash using the equity you have built up in your home. However,...

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As we continue our “What about Bob?” learning sessions, Bob’s next lesson is to get a better understanding about how to use Chelsea State Bank’s Mobile Banking App. For Bob, the whole process ...

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As you build equity in your home, you start to see certain benefits, such as the possibility of opening a home equity line-of-credit (HELOC). This type of loan borrows against your equity to give you ...

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Moving forward with lessons about writing a check is our next step in our “What about Bob?” learning sessions. For Bob, his lesson was two-fold: he learned the basics of how to write a check, and ...

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When looking at line-of-credit options and home equity loans, it’s important to understand that the main difference is the feature. A home equity loan is a single disbursement that requires a fixed ...

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“What about Bob?” The movie with Richard Dreyfus and Bill Murray was a box office hit. At Chelsea State Bank we have our own Bob. He needs some guidance, too. He understands that he can get money ...

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Setting a Plan to Eliminate Debt Whether you’re starting a diet, exercise routine or a strategy to eliminate personal debt – the plan is the easy part. Following the plan, not so much. It takes co...

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