It’s not done until the paperwork is done. So true for a mortgage qualification process, too. Make sure you have the documents you need at the start to ensure that you get to final approval of your ...

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Starting out any new year is always a good time for making commitments and resolutions. Many times we are successful, and at other times not so much. But it is important to keep trying to reach the de...

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A data breach or credit hack is when your personal data might have been exposed. Identity theft occurs after a data breach when cyber criminals use stolen data to commit fraud in your name. Chelsea St...

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Identity theft is criminal behavior. It involves the illegal access or use of an individual’s personal or financial information. Identity theft can result in financial loss and seriously damage your...

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Any illegal activity that involves children is something all of society needs to address. One that you may not readily see as a problem is theft of a child’s identity. It happens. And you’ll wan...

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The holidays are just around the corner, and that means many of us will be making purchases online to avoid large crowds and busy mall traffic. While online shopping has made our lives easier, it also...

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Bob needs to learn about how to build credit, and he’s not really sure what that means so he goes to talk to the experts....

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You can, but it is difficult. That’s the short answer. Home equity loans and home equity line-of-credit loans or HELOC provide you with cash using the equity you have built up in your home. However,...

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As we continue our “What about Bob?” learning sessions, Bob’s next lesson is to get a better understanding about how to use Chelsea State Bank’s Mobile Banking App. For Bob, the whole process ...

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