Small businesses, which create the majority of new jobs, depend heavily on community banks for financing. Although small and mid-sized banks control less than one-quarter of all bank assets, they acco...

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Which is better? It depends on your needs. When deciding whether to take out a Home Equity Loan or Home Equity Line of Credit, consider your goals, your payment schedule, your spending habits and your...

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Life can be difficult when a loved one or we are ill and medical bills start to arrive. This becomes a very stressful time and can cause financial distress. One thing we have to do when medical bills ...

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Community banks are often considered the heart of their communities because of the care and concern they have for families and businesses in the area. Chelsea State Bank makes it their mission to giv...

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Today, many of us are living paycheck to paycheck because of financial situations that happen beyond our control. Someone in our household loses a job, becomes ill, or experiences other hardships like...

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Credit cards have become a way of purchasing today. We all use credit cards to buy now and pay later. When credit card debt begins to pile up, it might be better to pay off the credit card debt with a...

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As the holidays bustle in, so does the joy of the season. Make sure to keep the joyous part of the season alive by reducing your stress and managing your holiday spending. The best place to start is b...

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Qualifying for a Personal Loan with a Great Rate Taking out a personal loan can help you relieve your debt load and cover unexpected costs, but take stock of your options before settling on one choice...

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In the fast-paced world we live in today, we often need or want things before we have the full purchase price. We have all grown up using credit and it seems like most generations today prefer to buy ...

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