CSB Overdraft Protection offers you a personal line of credit combined with the simplicity and convenience of your checking account — and you are in complete control. Best of all, you don’t have to worry about inadvertent overdrafts in your checking account. With Overdraft Protection, you avoid costly overdraft charges and embarrassing check returns.
Personal Products
Personal Account Services
Discover the CSB difference! Explore our comprehensive account services and elevate your banking experience. We're more than just an account, we're your financial partner.
Allpoint
What is the Allpoint Network?
The Allpoint Network is a surcharge-free network of ATMs with over 55,000 locations throughout the United States, Canada, Mexico, Puerto Rico, United Kingdom and Australia. We are a proud member of the Allpoint Network, providing access to ATMs at your favorite retail locations. Get cash at the convenient location nearest you as often as you like; it’s all complimentary.
Highlights
We Are Bringing Convenience and Savings
Get Cash Where You Shop*
Deposit Money into your Account
**Not all retail locations participate in every market. Check the Allpoint locator to be sure the location is surcharge-free.
Card Security
Debit Card Alerts:
CSB offers debit card alert services via text message and/or e-mail for customers. Help keep your account secure with real time alerts that can be customized based on specific transactions. To get started, follow the link below to our partner’s site to continue registration:
Please note that while you will be redirected to an external site to register, this is through a trusted third-party partner of Chelsea State Bank.
If you believe your debit or credit card has been lost or stolen, please let us know immediately.
Debit (Mastercard®) ATM Card
During Business Hours:
Monday – Friday 8:30 AM – 4:00 PM
1 (734) 475-1355
After Business Hours:
1 (844) 791-0120
PIN Activation & Reset:
1 (800) 290-7893
Visa ® Credit Card:
24 hours a day, 7 days a week:
1 (800) 367-7576
eNotices
eNotices are a great way to get all your banking notices in a timely and reliable fashion.
- With eNotices you can have all your notices sent to you directly by e-mail. No more waiting for the mail to deliver your loan payment notices, reminders, transfer notifications, bank statements or any other banking communication. Plus, no paper used means you’re helping to make the world a little greener.
- To enroll, simply fill out and submit the below form. Below the form is the link to the Consent agreement and disclosure information. Some Internet Providers will not allow the use of the “Click here to email” feature included in the PDF. For these enrollees, we kindly ask you to save the PDF and attach it to an email addressed to csbank@csbonline.com
Please remember that the completed PDF needs to be emailed back by an authorized person on all accounts requested.
Enroll in eNotices today! Simply complete this PDF form and email it to: csbank@csbonline.com
Read our Disclosure and Consent Agreement (PDF).
ID Theft Protection
In a market overflowing with solutions that take a daunting do-it-yourself approach to credit re-establishment, ID TheftSmart’s licensed investigators simply do more. ID TheftSmart’s investigators have thousands of hours of experience — more than any other company in the industry — helping people to determine the extent of their exposure to risk, and to restore to a pre-theft status as quickly and efficiently as possible as an advocate on your behalf.
ID TheftSmart’s licensed investigators handle identity theft issues with a three-staged defense.
Identity Theft Protection:
- Consult on best practices for managing Personal Identifying Information (PII)
- Provide safety guidelines for communicating and interacting online
- Provide cardholders information about their rights under federal and state laws
- Consult on best practices for consumer privacy
- Access to a personal advocate if identity theft occurs
Identity Theft Detection:
- Provide an action plan when information has been compromised
- Help with interpreting and analyzing credit report
- Fraud alert assistance
- Credit freeze consultation
- Provide personal assistance when suspicious issues extend beyond initial findings
Identity Restoration:
- Confirm identity fraud and identify its nature and scope
- Assist in obtaining a police report
- Provide tri-merged credit report and perform full non-credit searches
- Work on behalf of members until all identity theft issues have been verifiably resolved
- Place seven-year fraud victim statements with credit reporting agencies when applicable
ID TheftSmart’s licensed investigators attack the issue before, during, and after someone becomes the victim of identity theft. This multifaceted approach allows all members to benefit from the experience and expert consultation provided by the investigators. They address the issue of privacy and best practices before an event, action after a data exposure, and restoration services in the unfortunate event of an identity theft occurrence.
Ready to protect your identity? Get in touch with a member of the Chelsea State Bank team to get started.
Option 1: Identity Management Service
$5 per person per month
Easily and efficiently self-monitor your identity within our ID TheftSmart portal.
Option 2: Credit Monitoring
$7 per person per month
Automatic credit monitoring by Experian Credit Bureau that will notify you of over 10 different credit fraud types including:
- New accounts opened
- Payment Delinquencies
- Credit Inquiries
- Public Record Changes
- Change of Address
- Credit Card Over Limit
- Deceased
- Lost or Stolen Card
- New Unconfirmed Address
- Settlement
- Skip Cannot Locate
- Fraud or Victim Statement
- Major Derogatory
Option 3: Credit Monitoring by Three Bureaus
$9 per person per month
The same automatic notifications as option 2 but the most thorough credit monitoring available by 3 different international credit bureaus including:
- New accounts opened
- Payment Delinquencies
- Credit Inquiries
- Public Record Changes
- Change of Address
- Credit Card Over Limit*
- Deceased*
- Lost or Stolen Card*
- New Unconfirmed Address*
- Settlement*
- Skip Cannot Locate*
- Fraud or Victim Statement*
- Major Derogatory
*Experian Bureau only
View All BenefitsAll Benefits
- Best of all, you don’t have to worry about inadvertent overdrafts in your checking account. With Overdraft Protection, you avoid costly overdraft charges and embarrassing check returns.
- You create your own loan–to cover unforeseen expenses or purchases of that special item–simply by writing a check. When you write for more than the balance in your account, we automatically cover that check (in multiples of $100) with an Overdraft Protection loan up to your pre-approved credit limit.
- Once your Overdraft Protection loan account is activated, you receive a monthly Overdraft Protection statement along with your regular checking account statement. It will detail all of your credit line transactions for the month, including finance charges. You will be required to pay 5% of your loan balance, or $100, whichever is greater. The minimum required payment will be automatically deducted from your checking account each month after you have received and reviewed your statement. Of course, you may pay more or all, if you wish, by remitting payment directly to the bank.
It is easy to add CSB Overdraft Protection to your personal checking account. Your account number remains the same and you may continue to use your existing checks.
Visa Gift Cards
It works just like a credit or debit card, and is accepted worldwide. Load the card for any amount between $25 and $500, and make your gift-giving easy!
- Perfect gift for any occasion
- Accepted worldwide and online
- Easily replaced if lost or stolen
- Available for amounts of $25 to $500
Purchase your card at any of our convenient branch locations today!
Wire Instruction
Incoming Wire Instructions: Incoming Domestic Wire Instructions: Incoming Foreign Wire Instructions:
Reorder Checks
We are here to help. We have three simply ways you can reorder your checks – just find the right solution for you!
- Send a request through online banking or in the mobile app
- Visit one of our branches
- Order online: https://www.ordermychecks.com/